At this point I probably don't have to point out to you all that I'm the poster child for Seminary Debt.
Well, I've been asked to participate in an "EMU" (Excellence in Ministry Unleashed) event, and one of the things they asked me to do is block out an average month of spending.
Well, some good news, after nearly 5 years of fiercely fighting with my student/seminary debt (I owed $80,000 then, now I owe $17,000), it now only accounts for 13% of my spending, and has fallen to number 4 in the categories of things I put money toward (please note EMU use different categories than I did in past charts)!
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